The SM RE Brand

The SM RE brand is synonymous with real value-add, trust and win-win partnership. We think and act differently. Our brand is based on a culture that anything becomes possible. Potential will be achieved. We encourage innovation, commitment to ‘quantum-leap’ change, out-of-the-box ideas and relationships based on trust and partnership.


We provide tailored solutions to our clients. We look forward to the future and to writing it. We embrace the opportunities and the potential that the future offers. We help our clients to face the future with confidence and thrive. Every day, we work relentlessly to make a positive difference to their businesses. This is why we exist. We are committed to becoming the trusted provider of solutions to our clients.

Win-Win Partnership

We believe in a unique partnership model that delivers profits for all. We are a true business partner. We are committed to providing a reinsurance service that goes beyond what traditional reinsurers provide. Our partnership model is unique in the sense that all stakeholders become partners and are winners.

Underwriting Capacity

We underwrite a variety of classes of business spanning traditional and specialty classes of business. We protect the businesses of our clients and their economies. We bring solutions so that our clients can look forward to the future with the same zest that we do.

Retro Capacity

SMRE has retrocession capacity from rated reinsurers which are all committed long term to the markets in which our clients operate. Together, we are stronger and together, we bring creative solutions.

Our People

We encourage our people to be change and history makers. We empower our people and encourage them to think differently and not to be average. We have proven ability and knowledge of the markets our clients operate in. Our people embrace change and relish the opportunities and the potential that come with the uncertainties of the future – we do not fear it. We are creative, positive and go beyond the extra mile. We are committed to continuously building and investing in our team based on merit no matter their age, race, religion or background. It is about combining the best talent. We want them to achieve their full potential.


Our people are led by Jacquelin Fine, our General Manager. Jacquelin is a proven leader in the insurance and reinsurance sectors. Jacquelin brings extensive knowledge and experience of the markets our clients operate in. Jacquelin is a Chartered Insurer and an Associate of the Chartered Insurance Institute of the United Kingdom. Jacquelin is a certified risk management professional from the Federation of European Risk Management Association. Jacquelin was the recipient of the Munich Re Zamani Scholarship in 2011.

Claim Services

Our team has the capability and clout to handle both small and complex claims. It is our fundamental approach to provide a seamless process when it comes to the handling, the approval and the settlement of claims. We understand the pressure our clients face when it comes to meeting their expectations in terms of claims handling. We never run away from our responsibilities. We are committed to showcasing our ability to handle claims professionally as one of our unique selling point.

The Future

Together with our partners, we write the future. We are ambitious. We bring success to our partners. We have a goal to achieve a listing on the London Stock Exchange. We are precise in our execution and pursue excellence in everything we do.

SM Reinsurance Company DMCC is licensed by DMCC in Dubai, United Arab Emirates. 

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